Much like Sony and EA did, Microsoft has updated their Terms of Service with the launch of their new Dashboard. The new TOS has users give up the right to pursue, or join, a class action lawsuit against the company for any reason. This terrible practice buried within dozens of pages of sleep inducing text has been the latest trend with bigger corporations who assume people will not read what they are agreeing to in order to continue enjoying their products. Check out this story on giantbomb.com for a template there which you can mail to Microsoft which will let you opt out of their clause which has you opt out of class action lawsuits. You can also go over to http://www.gamersoptout.com/, but they appear to be down at the moment.